Terms and Conditions

1. Introduction

Welcome to Gamepeer. These Terms and Conditions (“Terms”) govern your access to and use of the Gamepeer mobile application, website, and all related services (collectively, the “Platform”).

Gamepeer is owned and operated by Erhire Enterprise Solutions Limited, a company duly incorporated under the laws of the Federal Republic of Nigeria (“the Company”, “we”, “us”, or “our”). The Company provides peer-to-peer skill-based gaming and wagering services through its proprietary application software, hereinafter referred to as “Gamepeer.”

By accessing, registering on, or using the Gamepeer Platform, you confirm that you have read, understood, and agreed to be bound by these Terms, our Privacy Policy, and any other rules, policies, or guidelines published on the Platform from time to time.

If you do not agree to these Terms, you must not access or use the Gamepeer Platform.

Gamepeer is a peer-to-peer skill-based gaming and wagering platform that enables users to compete against one another in games of skill for stakes, with the Company earning a commission on completed matches. The Company does not participate as a player in any game hosted on the Platform.

These Terms constitute a legally binding agreement between you and Erhire Enterprise Solutions Limited.

2. Eligibility & Age Requirement

To use the Gamepeer Platform, you must meet all of the following eligibility requirements:

1. 1. You must be at least eighteen (18) years of age or the legal age for participating in gaming and wagering activities in your jurisdiction, whichever is higher.
2. 2. You must be legally permitted to participate in skill-based gaming and wagering activities under the laws of the Federal Republic of Nigeria and any other applicable laws or regulations.
3. 3. You must not be:

• a self-excluded individual from gaming or betting activities.
• prohibited from using the Platform by any applicable law, court order, or regulatory authority or
• acting on behalf of another person or entity without proper authorization.

1. 4. You are responsible for ensuring that your use of the Platform complies with all applicable laws in your location. Gamepeer does not guarantee that the Platform is legal or available in all jurisdictions.

Gamepeer reserves the right to request proof of age, identity, or eligibility at any time.

Failure to provide satisfactory verification may result in account suspension, restriction, or termination, and the forfeiture or withholding of winnings as permitted by law.

3. Account Registration

To access features of the Gamepeer Platform, you must create a user account.

1. 1. Account Creation You agree to provide accurate, complete, and up-to-date information during the registration process, including but not limited to your full name, date of birth, contact details, and any other information required for identity verification and regulatory compliance.
2. 2. One Account Per User Each user is permitted to maintain only one (1) Gamepeer account. The creation or use of multiple accounts by the same individual is strictly prohibited.
3. 3. Account Security You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Gamepeer shall not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to secure your credentials.
4. 4. Verification (KYC) Gamepeer may require you to complete identity verification procedures, including Know-Your-Customer (KYC) checks, before allowing access to certain features such as withdrawals, bonuses, or high-value transactions. You agree to cooperate fully with all verification requests.
5. 5. Accuracy of Information You represent and warrant that all information provided to Gamepeer is true and accurate. Providing false, misleading, or incomplete information may result in immediate suspension or termination of your account.
6. 6. Account Ownership Your Gamepeer account is personal to you and may not be sold, transferred, or assigned to any other person.

Gamepeer reserves the right to refuse registration, suspend, restrict, or terminate any account at its sole discretion, particularly where there is a reasonable suspicion of fraud, abuse, breach of these Terms, or violation of applicable laws.

4. Wallets, Deposits & Withdrawals

4.1 User Wallets

Upon successful registration, each user will be provided with a Gamepeer wallet linked to their account. The wallet is used to hold funds deposited by the user, winnings from completed games, and any bonuses or promotional credits awarded by Gamepeer.

Gamepeer may maintain separate wallet balances for:

• Cash Wallet (deposited funds and winnings) and
• Bonus Wallet (promotional or bonus credits, where applicable).

Funds held in different wallet types may be subject to different usage and withdrawal conditions.

4.2 Deposits

1. 1. Users may deposit funds into their Gamepeer wallet using payment methods made available on the Platform from time to time.
2. 2. All deposits must be made using payment instruments that are lawfully owned or controlled by the user.
3. 3. Deposits are credited to the user’s wallet once successfully processed by the relevant payment provider.
4. 4. Gamepeer does not accept responsibility for delays or failures caused by third-party payment processors, banks, or network providers.

Gamepeer reserves the right to set minimum and maximum deposit limits at its discretion.

4.3 Use of Funds

Funds in a user’s Cash Wallet may be used to stake Games on the Platform or to request withdrawals, subject to these Terms and completion of any applicable verification requirements.

Bonus funds, where provided, are credited for gameplay purposes only and may be subject to specific wagering, usage, or withdrawal conditions. Bonus funds are not withdrawable by default and may only be withdrawn where all applicable conditions have been satisfied, as communicated at the time the bonus is issued.

4.4 Withdrawals

1. 1. Users may request withdrawals from their available Cash Wallet balance, subject to successful account verification (KYC), compliance with these Terms, and any applicable withdrawal limits. Withdrawals are permitted only in respect of funds that have been used in gameplay on the Platform. Deposited funds that have not been staked in completed Games may be restricted from withdrawal until applicable gameplay requirements have been satisfied. This requirement applies solely to deposited Cash Wallet funds. Bonus or promotional credits remain subject to separate conditions as outlined in these Terms.
2. 2. Withdrawals will only be made to payment accounts or bank accounts owned by the user.
3. 3. Gamepeer reserves the right to delay or withhold withdrawals where:

• identity verification is incomplete
• there is a reasonable suspicion of fraud, abuse, or breach of these Terms
• the withdrawal request is subject to regulatory or legal review

1. 4. Withdrawal processing times may vary depending on the payment method, banking system, and verification requirements.

4.5 Anti-Fraud & Abuse Controls

To protect the integrity of the Platform, Gamepeer may:

• monitor transactions for suspicious or unusual activity
• restrict or suspend accounts pending investigation; and
• reverse or withhold transactions where fraud, abuse, or system exploitation is reasonably suspected.

Gamepeer’s decision in such matters shall be final, subject to applicable law.

4.6 No Interest

Funds held in user wallets do not earn interest. Gamepeer does not act as a bank or financial institution.

4.7 Errors & Adjustments

In the event of a system error, malfunction, or incorrect credit or debit to a user’s wallet, Gamepeer reserves the right to correct such errors, including reversing or adjusting affected transactions.

Users must promptly notify Gamepeer of any suspected wallet errors.

4.8 Chargebacks & Reversals

Users agree not to initiate chargebacks or payment reversals without first contacting Gamepeer’s support team. Unauthorized chargebacks may result in:

• account suspension or termination; and
• recovery of funds and associated costs, as permitted by law.

4.9 Account Closure

Upon account closure, any remaining eligible balance in the user’s Cash Wallet may be withdrawn, subject to:

• completion of verification
• settlement of outstanding obligations and
• compliance with applicable laws and regulations.

5. Games, Stakes & Match Rules

5.1 Games on the Platform

Gamepeer offers a variety of peer-to-peer skill-based games, which may include but are not limited to board games, card games, casual skill games, and competitive mini-games (collectively, the “Games”).

Each Game is governed by:

• the general rules set out in these Terms; and Our Anti Cheat Policy.
• any specific game rules, instructions, or guidelines displayed within the Game or on the Platform.

Users are responsible for understanding the rules of each Game before participating.

5.2 Peer-to-Peer Nature

1. 1. All Games on Gamepeer are played exclusively between users.
2. 2. Gamepeer does not act as a player, opponent, or participant in any Game.
3. 3. The outcome of each Game is determined solely by:

• user skill
• sheer luck
• in-game decisions and
• game mechanics.

Gamepeer’s role is limited to providing the Platform, facilitating matchmaking, holding stakes, and settling outcomes.

5.3 Stakes

1. 1. Before a Game begins, participating users must agree to a stake amount (“Stake”), which is deducted from their wallet balance.
2. 2. The total combined Stake from all participants constitutes the Game Pot.
3. 3. Once a Game has started, Stakes cannot be cancelled, refunded, or changed, except as expressly provided in these Terms.

Gamepeer reserves the right to set minimum and maximum Stake limits for any Game or user.

5.4 Commission & Settlement

Upon completion of a Game that results in a win or loss, Gamepeer deducts its applicable commission from the total Game Pot, and the remaining balance is credited to the winning user’s wallet. Where a Game ends in a draw, tie, or no-result and no winner is determined, each participating user is refunded their respective stake in full, and no commission is taken by Gamepeer.

All settlements made by Gamepeer based on recorded game results and system logs are final, subject only to Section 5.8 (Disputes & Errors).

5.5 Game Start, Completion & Abandonment

1. 1. A Game is considered started once:

• all required players have joined; and
• all Stakes have been successfully locked.

1. 2. A Game is considered completed when:

• a clear winner is determined by the game rules or
• the game ends according to predefined conditions.

If a user abandons, disconnects, or fails to complete a Game:

• the Game may be forfeited by that user and
• the opposing user may be declared the winner, in accordance with the applicable game rules.

5.6 Draws, Ties & No-Result Games

Where a Game ends in a draw, tie, or no-result and no winner is determined, each participating user shall be refunded their respective stake in full, and no deduction or percentage shall be applied to the Game Pot.

Gamepeer’s determination of whether a Game has resulted in a win, loss, draw, tie, or no-result, based on recorded game results and system logs, shall be final, subject only to Section 5.8 (Disputes & Errors).

5.7 Prohibited Conduct

• colluding or attempts to manipulate game outcomes;
• use bots, scripts, exploits, unauthorized software, or engage in any form of cheating;
• intentionally lose, “throw,” or manipulate Games for the benefit of another user;

interfere with, disrupt, or attempt to compromise the normal functioning of any Game or the Platform;

• harass, bully, threaten, intimidate, abuse, or engage in toxic behavior toward other users, whether through gameplay, chat, voice communication, or any other interaction on the Platform.

Any such conduct may result in:

• forfeiture of Stakes or winnings
• suspension or termination of the user’s account and
• further action as permitted by law.

5.8 Disputes, Errors & Technical Issues

1. 1. In the event of a dispute regarding a Game outcome, Gamepeer will review:

• server records;
• game logs; and
• other relevant data.

1. 2. Gamepeer reserves the right to:

• declare a winner
• declare a Game void
• refund Stakes or
• re-settle a Game, where appropriate.

Gamepeer’s decision following such review shall be final and binding, except where otherwise required by law. Where a dispute is reviewed, Gamepeer will, where reasonably practicable, provide clear supporting evidence or an explanation of the decision to the affected users through appropriate communication channels.

5.9 System Failures

If a Game is interrupted, delayed, or unable to be completed due to a system failure, server outage, or technical malfunction attributable to the Gamepeer Platform, Gamepeer may, at its discretion:

• void the affected Game or
• refund the affected Stakes.

Gamepeer shall not be responsible for interruptions, delays, or losses caused by a user’s device, internet connection, network provider, power supply, or any other circumstances outside Gamepeer’s reasonable control.

6. Fees & Commission

For each completed Game on the Gamepeer Platform that results in a win or loss, a fixed percentage of the total Game Pot is deducted after the Game has concluded. The remaining balance is credited to the winning user’s wallet.

Where a Game ends in a draw, tie, or no-result, and no winner is declared, no percentage is deducted from the Game Pot, and the full Game Pot is settled back to each user without any deduction.

Amounts deducted are used to support the operation, maintenance, and administration of the Gamepeer Platform. Gamepeer does not charge users for creating an account or for holding funds in a wallet.

Gamepeer reserves the right to modify the applicable commission. Any such change shall be communicated to users before it takes effect.

7. Bonuses & Promotions

Gamepeer may, from time to time, offer bonuses, referrals, rewards, promotions, or other incentives to eligible users. Participation in any bonus or promotional offer is voluntary and subject to the conditions communicated in connection with that offer.

All bonuses and promotional credits are credited to a user’s account only after successful completion of identity verification (KYC). No bonus or promotional credit will be issued, applied, or made available to any user who has not completed the required verification process.

Bonuses and promotional credits are credited for gameplay purposes only and are not withdrawable by default. Withdrawal of any bonus-related funds is permitted only after all applicable conditions, including wagering, usage, or other stated requirements, have been fully satisfied and confirmed by Gamepeer.

Gamepeer reserves the right to modify, suspend, or withdraw any bonus or promotion at any time, and to withhold or revoke bonuses where abuse, fraud, misuse, or exploitation is reasonably suspected. Gamepeer may also restrict bonus eligibility to specific users, games, or promotional campaigns at its discretion.

Bonuses are intended solely for genuine gameplay. Any attempt to manipulate, exploit, or unfairly benefit from a bonus or promotion may result in forfeiture of bonus funds, restriction of account privileges, or suspension or termination of the user’s account, in accordance with these Terms.

8. Responsible Gaming

1. 1. Gamepeer is committed to promoting responsible gaming and providing a safe and fair environment for its users.
2. 2. Users acknowledge that:

• gaming and wagering involves financial risk and
• losses are possible.

1. 3. Users are encouraged to:

• play responsibly and within their financial means
• take regular breaks and
• seek help if gaming begins to negatively affect their well-being.

1. 4. Gamepeer may provide responsible gaming tools, which may include:

• deposit limits
• self-exclusion options or
• account restrictions, where applicable.

1. 5. Gamepeer reserves the right to:

• restrict or suspend accounts where harmful or compulsive gaming behavior is reasonably suspected; and
• cooperate with relevant authorities or support organizations in accordance with applicable laws.

Gamepeer does not provide financial, medical, or psychological advice and encourages users who may be experiencing gambling-related harm to seek professional support.

9. User Conduct

Users agree to use the Gamepeer Platform in a lawful, fair, and respectful manner. By accessing or using the Platform, users undertake not to engage in any conduct that may harm other users, compromise fair gameplay, or undermine the integrity of the Platform.

Users must not engage in cheating or unfair practices, including collusion, match-fixing, intentional losing, exploitation of bugs or system errors, use of bots, scripts, automation tools, modified clients, or any unauthorized software intended to gain an unfair advantage or manipulate game outcomes.

Harassment, abuse, intimidation, or threatening behavior toward other users or Gamepeer staff is strictly prohibited. This includes but is not limited to verbal abuse, hate speech, insults, bullying, stalking, coercion, threats of violence, threats of harm, or any conduct intended to intimidate, distress, or silence another person. Such behavior is prohibited whether it occurs through in-game chat, voice communication, profile content, or any other interaction on the Platform.

Users must not transmit, share, or promote content that is offensive, obscene, defamatory, discriminatory, or otherwise inappropriate, nor use the Platform to facilitate scams, fraud, extortion, or deceptive practices.

Impersonation of another individual, creation or use of multiple accounts, sharing of accounts, or provision of false or misleading information is not permitted. Users must not attempt to bypass security measures, verification processes, moderation systems, or responsible gaming controls.

Gamepeer reserves the right to monitor, moderate, restrict, or remove user communications and content where necessary to maintain a safe environment, and to investigate any suspected breach of this section. Where a violation is identified, Gamepeer may take appropriate action, including issuing warnings, muting or restricting communication features, forfeiting winnings, suspending or terminating accounts, or reporting serious threats or unlawful conduct to relevant authorities in accordance with applicable law.

10. Account Suspension & Termination

Gamepeer may restrict, suspend, or terminate a user’s account where the user fails to comply with these Terms, including the User Conduct rules, or where the user is reasonably suspected of fraud, cheating, harassment, abuse, unlawful activity, or any conduct that undermines the fairness, security, or integrity of the Platform.

Grounds for suspension or termination may include, but are not limited to: providing false or misleading information; operating or attempting to operate multiple accounts;

collusion, match manipulation, or exploitation of the Platform; misuse of bonuses or promotions; circumvention of security or verification measures; or any conduct that violates applicable laws or regulations.

Gamepeer may impose temporary restrictions, permanent suspension, or account termination with or without prior notice, depending on the nature and severity of the issue. During any period of investigation, Gamepeer may restrict access to funds, gameplay, withdrawals, or other account features.

When an account is terminated, Gamepeer may withhold, forfeit, or return funds in the user’s wallet in accordance with applicable laws, regulatory obligations, and the circumstances of the termination. Gamepeer’s decisions regarding account suspension or termination shall be final, subject to applicable law.

11. Limitation of Liability & Indemnity

The Gamepeer Platform is provided on an “as is” and “as available” basis. While Gamepeer takes reasonable steps to ensure the Platform operates fairly and securely, Gamepeer does not guarantee uninterrupted access, error-free operation, or the absence of technical faults.

To the fullest extent permitted by law, Gamepeer shall not be liable for any direct, indirect, incidental, consequential, or special losses or damages arising out of or in connection with the use of, or inability to use, the Platform. This includes, without limitation, losses resulting from gameplay outcomes, system interruptions, delays, data loss, network failures, or third-party service disruptions.

Gamepeer shall not be responsible for losses arising from user decisions, misuse of the Platform, misunderstanding of game mechanics, or failure to comply with these Terms.

Users acknowledge that participation in games and wagering activities involves financial risk and that losses may occur.

Gamepeer does not control, supervise, or assume responsibility for interactions between users that occur outside the Platform, whether such interactions arise from communication initiated on Gamepeer or otherwise. Users are solely responsible for their conduct, communications, and actions both on and off the Platform, including any decision to share personal information, meet in person, or engage in offline interactions.

Gamepeer shall not be liable for any loss, harm, injury, damage, or dispute arising from such offline interactions, including but not limited to threats, harassment, violence, or criminal activity.

You agree to indemnify and hold harmless Gamepeer, Erhire Enterprise Solutions Limited, its directors, officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, or expenses arising from your use of the Platform, breach of these Terms, violation of applicable laws, or infringement of the rights of any third party.

Nothing in these Terms shall exclude or limit liability where such exclusion or limitation is prohibited by applicable law.

12. Intellectual Property

All content, software, designs, graphics, trademarks, logos, game mechanics, and other materials made available on or through the Gamepeer Platform are owned by or licensed to Erhire Enterprise Solutions Limited and are protected by applicable intellectual property laws.

Users are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Platform solely for personal, lawful use in accordance with these Terms. No part of the Platform may be copied, reproduced, modified, distributed, or exploited without prior written consent from Gamepeer.

Nothing in these Terms shall be construed as granting users any ownership rights in the Gamepeer Platform or its intellectual property.

13. Privacy & Data Protection

Gamepeer is committed to protecting the privacy and personal data of its users.

Personal information collected through the Platform is processed in accordance with applicable data protection laws and Gamepeer’s Privacy Policy.

By using the Platform, users consent to the collection, use, storage, and processing of their personal data for purposes including account management, identity verification, transaction processing, fraud prevention, and regulatory compliance.

Gamepeer implements reasonable technical and organizational measures to safeguard user data. However, users acknowledge that no system is completely secure and that Gamepeer cannot guarantee absolute data security.

14. Governing Law & Dispute Resolution

These Terms and any disputes arising out of or in connection with the Gamepeer Platform shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

Users agree that any dispute, claim, or controversy arising from or relating to these Terms or the use of the Platform shall first be addressed through good-faith efforts to resolve the matter amicably. Where such resolution is not possible, the dispute shall be subject to the exclusive jurisdiction of the courts of the Federal Republic of Nigeria.

15. Amendments & Updates

Gamepeer reserves the right to modify, update, or replace these Terms at any time to reflect changes in the Platform, applicable laws, or business operations.

Updated Terms will be made available on the Platform, and continued use of the Platform after such updates constitutes acceptance of the revised Terms. Where required by law, Gamepeer will provide prior notice of material changes.

16. Contact Information

For questions, concerns, complaints, or support relating to the Gamepeer Platform or these Terms, users may contact Gamepeer through the official support channels made available on the Platform.

All communications regarding legal matters should be directed to Erhire Enterprise Solutions Limited.